Please read these Terms & Conditions carefully before using the phmoba platform. By registering or placing any bet, you agree to be bound by these terms.
A plain-language summary of the most important points in the phmoba Terms & Conditions. The full legal text follows below.
You must be at least 21 years old to register and use phmoba. We verify age during registration and reserve the right to request supporting documents at any time. Accounts found to belong to underage users will be closed immediately and any funds forfeited.
phmoba operates under applicable Philippine gaming regulations. These Terms & Conditions are governed by the laws of the Republic of the Philippines. By using phmoba, you confirm that online gaming is lawful in your jurisdiction and that you are not accessing the platform from a restricted territory.
Each player is permitted to hold only one active phmoba account. Duplicate accounts are prohibited and may result in the suspension of all associated accounts and the forfeiture of balances. If you have forgotten your login credentials, use the account recovery feature rather than creating a new account.
phmoba uses certified RNG technology for all virtual games. Any attempt to manipulate game outcomes, exploit software vulnerabilities, or engage in collusion will result in immediate account termination and forfeiture of all funds. We take game integrity seriously and monitor all activity continuously.
All deposits and withdrawals at phmoba are processed in Philippine Peso (PHP). Minimum deposit is ₱100. Withdrawals are subject to identity verification and must be made to a payment method registered in your name. phmoba does not accept third-party payments.
phmoba provides deposit limits, session time reminders, cooling-off periods, and self-exclusion tools. We encourage all players to use these features. If you believe you have a gambling problem, please visit our Responsible Gaming page or contact our support team immediately.
These Terms & Conditions ("Terms") govern your access to and use of the phmoba website, mobile application, and all associated services (collectively, the "Platform"). By creating an account, making a deposit, or placing any wager on phmoba, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy and Responsible Gaming Policy, each of which is incorporated herein by reference.
If you do not agree with any part of these Terms, you must immediately cease using the phmoba Platform and close your account. Continued use of the Platform following any amendment to these Terms constitutes your acceptance of the revised Terms.
phmoba reserves the right to modify, update, or replace these Terms at any time. Material changes will be communicated to registered players via the email address associated with their account or through a prominent notice on the Platform. It is your responsibility to review these Terms periodically.
To register and use the phmoba Platform, you must satisfy all of the following eligibility requirements:
During registration, you are required to provide accurate, complete, and current information, including your full legal name, date of birth, Philippine mobile number, and a valid email address. phmoba reserves the right to request supporting identity documents — including a government-issued ID such as a Philippine passport, SSS card, UMID, or driver's license — at any time to verify your eligibility.
Each individual may hold only one (1) active account on phmoba. The creation of multiple accounts by a single individual is strictly prohibited and will result in the suspension of all associated accounts and the forfeiture of any balances therein.
You are solely responsible for maintaining the confidentiality of your phmoba account credentials, including your username, password, and any one-time passwords (OTPs) issued to your registered mobile number. You must not share your login credentials with any third party under any circumstances.
phmoba will never ask you for your password via email, live chat, or any other communication channel. Any communication purporting to be from phmoba that requests your password should be treated as fraudulent and reported to our support team immediately.
You agree to notify phmoba immediately upon becoming aware of any unauthorized access to or use of your account. phmoba shall not be liable for any loss or damage arising from your failure to comply with this security obligation. All transactions completed using your account credentials before you notify phmoba of any unauthorized access will be deemed to have been authorized by you.
phmoba reserves the right to suspend or lock your account if we detect unusual activity, multiple failed login attempts, or any other indicators of potential compromise, pending verification of your identity.
All financial transactions on the phmoba Platform are conducted in Philippine Peso (PHP / ₱). phmoba accepts deposits via the following payment methods:
The minimum deposit amount is ₱100 per transaction. There is no maximum deposit limit, however, deposits above certain thresholds may be subject to enhanced due diligence in accordance with applicable anti-money laundering regulations.
All deposits must be made from a payment account registered in your own name. phmoba does not accept deposits from third-party accounts. Any deposit received from a payment method not registered in the account holder's name may be reversed and the account suspended pending investigation.
phmoba does not charge fees for deposits, however, your payment provider may apply their own transaction fees. phmoba is not responsible for any fees charged by third-party payment providers.
Funds deposited into your phmoba account are held in a segregated account and are not used for operational purposes. Your deposited balance is available for wagering and withdrawal at any time, subject to these Terms.
You may request a withdrawal of your available balance at any time, subject to the following conditions:
phmoba targets processing of GCash and PayMaya withdrawals within ten (10) minutes of approval for verified accounts. Bank transfer withdrawals may take one (1) to three (3) business days depending on the receiving institution. These timeframes are targets and not guarantees; processing times may be extended during periods of high demand or where additional verification is required.
phmoba reserves the right to delay or withhold a withdrawal where there is a reasonable suspicion of fraudulent activity, bonus abuse, or a breach of these Terms, pending investigation. Where a withdrawal is withheld, phmoba will notify the affected player and provide a reasonable explanation.
phmoba may from time to time offer bonuses, free bets, cashback promotions, and other incentives to registered players. All bonuses and promotions are subject to specific terms and conditions that will be published alongside each offer. In the event of any conflict between the specific bonus terms and these general Terms & Conditions, the specific bonus terms shall prevail.
General bonus conditions applicable to all phmoba promotions unless otherwise stated:
All bets placed on the phmoba Platform are subject to the specific game rules applicable to each product. Game rules are accessible within each game interface and on the relevant game information pages of the Platform.
The following general betting rules apply across all phmoba products:
The following conduct is strictly prohibited on the phmoba Platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and referral to relevant law enforcement authorities:
All content on the phmoba Platform — including but not limited to text, graphics, logos, game assets, software, audio, video, and the overall design and layout of the Platform — is the exclusive property of phmoba or its licensors and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial entertainment purposes in accordance with these Terms. This licence does not include the right to:
Any unauthorised use of phmoba's intellectual property may result in legal action. If you believe that any content on the Platform infringes your intellectual property rights, please contact us at the details provided in Section 16.
To the fullest extent permitted by applicable Philippine law, phmoba's total liability to you in connection with your use of the Platform — whether in contract, tort (including negligence), breach of statutory duty, or otherwise — shall not exceed the total amount deposited by you into your phmoba account in the thirty (30) days immediately preceding the event giving rise to the claim.
phmoba shall not be liable for any of the following, whether direct or indirect:
Nothing in these Terms shall limit or exclude phmoba's liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable Philippine law.
phmoba collects, processes, and stores your personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.
phmoba will not sell, rent, or otherwise transfer your personal data to third parties except as described in the Privacy Policy or as required by applicable law, including disclosures to regulatory authorities and law enforcement agencies where legally mandated.
You have the right to access, correct, and request deletion of your personal data held by phmoba, subject to applicable legal retention requirements. To exercise these rights, please contact our support team. For full details of how phmoba handles your personal data, please review our Privacy Policy.
phmoba is committed to promoting responsible gaming and providing a safe environment for all players. We recognise that for a small number of people, gambling can become problematic, and we take our duty of care seriously.
The following responsible gaming tools are available to all phmoba players:
All real-money gaming on phmoba is strictly limited to players aged 21 years and above. If you are concerned about your gambling behaviour or that of someone you know, please visit our Responsible Gaming page for further information and support resources.
phmoba reserves the right to suspend, restrict, or permanently close your account at any time, with or without prior notice, in the following circumstances:
You may close your account at any time by contacting phmoba support. Upon closure, any remaining verified balance will be returned to you via your registered payment method, subject to the completion of any outstanding verification requirements and the deduction of any amounts owed to phmoba.
Where an account is closed due to a breach of these Terms, phmoba reserves the right to forfeit any balance in the account, including any winnings derived from activity that constituted the breach.
phmoba reserves the right to amend, update, or replace these Terms & Conditions at any time. Where changes are material, phmoba will provide reasonable notice to registered players via email or through a prominent notice on the Platform, no less than seven (7) days before the changes take effect, except where immediate changes are required by law or regulatory directive.
Your continued use of the phmoba Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must stop using the Platform and close your account before the effective date of the changes.
The date of the most recent revision to these Terms is displayed at the top of this page. We recommend that you review these Terms periodically to stay informed of any updates.
These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
In the event of any dispute arising out of or in connection with these Terms or your use of the phmoba Platform, the parties agree to first attempt to resolve the dispute through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.
Nothing in this clause shall prevent phmoba from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction where necessary to protect its legitimate interests.
If you have any questions, concerns, or complaints regarding these Terms & Conditions or the phmoba Platform, please contact our support team through the following channels:
phmoba aims to acknowledge all written complaints within two (2) business days and to provide a substantive response within ten (10) business days. For urgent matters, we recommend using the live chat function for the fastest response.
Join hundreds of thousands of Filipino players on phmoba — fast GCash payouts, fair games, and a platform that plays by the rules. Registration takes under two minutes.
21+ For adults aged 21 and above only. Please play responsibly. Visit our Responsible Gaming page for tools and resources.